Thank you for pointing this statement out as it is not very clear. If my husband manages to do something (a wide range of possibilities here) that cause harm to someone or their property, they can only sue us for what he owns. Therefore, our home and other assets are protected from a law suit. My goal is to keep him at home and the financial cost has the potential to be quite large. Therefore, I have to protect assets as much as possible. I just tried to give you two sides of what we have dealt with. If he does go into a memory care unit, I will probably wait a while to see if this will be the best permanent environment for him, then, yes, I would remove him from everything else.