Thank you for the suggestion, @pacer3702! I have not considered disability until recently with my job loss and should talk to my doctor. I have an appointment at the end of the month and will bring this up with her. It is so hard to get a job when you are over 40 (age discrimination is very real and I work in HR!) and if you have any limitations/disabilities. I have not gotten new jobs when looking for something new over the last few years (have an excellent resume/education/experience) and believe it was due to my age and health status (probably don’t look the healthiest). I would get through phone screens just fine but once they saw me on video or in person, I was not considered further. I won’t qualify for social security until 62 but full retirement is 67 and Medicare at 65 so I have a huge gap to cover for myself while also raising a minor child.