ymv, thanks for the quick response. I've been on Medicare one year. I just picked a Plan D that my husband was already on and didn't really look at osteoporosis drugs in the formulary.

So your out of network cost is really all your out-of-pocket costs? Meaning, does UHC/Walgreens Plan D have out of network costs for drugs (they cover some costs for out-of-network)? Or are you just paying the full $700 out of your pocket? Not sure I'm making sense.