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Visiting Mayo Clinic | Last Active: Oct 1, 2023 | Replies (18)

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@flrvingbob

If it’s an “advantage plan”, no!. And….an advantage plan is NOT Medicare. Mayo does accept Conventional, CMS (ie US Government) Medicare along with most CMS approved supplements (ie Medigap). Most centers of excellence (Mayo, Cleveland, John’s-Hopkins, etc.) do not accept “advsntage plans”…. Note advantage plans are private insurance and operate to their own, variable, profit driven standards……not CMS standards.

Read my pseudo rant on true Medicare vs “advantage plans (not medicare)” on the Medicare page on this forum.

Let the buyer beware, there is no free/cheap lunch and the Medicare / “advantage plan” decision is a “only get one chance” decision. Yes, you can go back to Medicare but you will have to go through rating/medical review and will end up with higher rates or probable rejection if you have underlying conditions…

Again, no matter how many times an advantage plan uses the word “medicare”, it is NOT true Medicare……it is “managed care” provided by a for profit insurance company…

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Replies to "If it’s an “advantage plan”, no!. And….an advantage plan is NOT Medicare. Mayo does accept Conventional,..."

So true… This is one of my major qualms with the medical system…

@flrvingbob

I agree with most you say about advantage plans, but your blanket statement that Mayo does not accept advantage plans is incorrect. It depends on the location and what advantage plan you have. You definitly have to check with your insurance company and Mayo and be specific about location your going to. And if Mayo is considered "in-network".

I went with regular Medicare with Gap plan due to many of reasons you have specified.

Laurie