Mayo in Rochester only accepts one Advantage Plan, to my knowledge. MD Anderson and Cleveland Clinic, none. Plus, that is subject to change at any time.
My employer offers a PPO at a very attractive rate for retirees. I decided against it, so I would not be subject to prior authorizations or limited in my physician choice. I have no skin in the game either, other than making sure that people understand that in most states, the decision to go with an Advantage Plan can not be easily reversed if they change their mind in the future. I have too many friends with regrets, and that makes me sad.