Supplemental to Traditional Medicare cost is directly linked to your reported income of the year before. I believe there are 3 levels. Add to that I pay a $240 Deductible once a year and $ 26.00 monthly drug plan ( Part D). I schedule an appointment with any nationwide doctor who accepts Medicare without any prior authorization.

This plan works well for me. I’m very happy that your plan works well for you. That said, I’m recently hearing , from friends and acquaintances, that their doctors are opting out of Medicare Advantage plans… many now corporate run “ advantage” plans are popping up and using only those docs in their system ( which can often be regional).

By buyer beware, I suggest checking in with your Medicare doctors and see if they have Medicare Advantage Plan exclusions. Nobody wants a surprise when it comes to medical bills!

BCBS MASS. Just paid an 11.3 million severance to one of their top people. It makes me wonder about non profit titles, which they absolutely state on their information.

Anyway… glad our choices are working for us. Thank you