Medicare advantage plans are good if you don't mind not being in complete control. It is government run because you are encouraged to use the Doctors they choose for you. You may see whom ever you wish but there will be co-pays and more. Add up the costs of each time you see the Doc as opposed to a plan that covers it. I researched the plan several times over a few years and decided I like being able to choose who to see and when. If you ask the doctors offices how they like it which I did and talked to the office staff. They are not big fans. Not knocking the plan as helpful but its matter of a choice. With my plan I have one deductible at start of year and then all is covered with no co-pays. It's all a choice at least for now.