not sure of their coverage area .. I'm in Fl so lots of "retired" old folks here more than likely a good market for them .. I would go with a decent ppo if you can it gives you a bit more control of your healthcare ..

Medicare Advantage is a byproduct (?) of Medicare. The insurer gets your premiums from Medicare, and in exchange offers a plan and administers it, according to rules set by Medicare.

There needs to be some kind of care network(s) near you for this to work, either HMO groups or Preferred Provider Organization(s) that encompass primary docs, specialists, hospitals and outpatient care.

Each insurer determines the zip codes where a product is offered, and only offer in areas that have those services. In rural areas with a few primary care docs and a small hospital or two, where you must travel many miles for specialty care, these networks don't exist, so Advantage Plans usually aren't offered.

Remember the insurers -United, Humana, Blue Cross - need to break even on these plans to stay in business, so they only offer them where they can deal with a few networks, not dozens of individual businesses. AARP is simply a reseller or agent and has no control over which Zip Codes are included.

I know that doesn't get you the Advantage Plan you would like to have, but at least I hope it clarifies how the coverage areas are determined.
Sue