efgh1020 - You have brought up very good suggestions that my wife and I have also discussed. I think the stair chair will be something we need to look into, or we might use a first level bedroom/bath now not in use. I am not at that point, yet. Both of us like our home having been here 36 years and have no interest in selling. You are 100% right about the cost of this disease, some day, I am hopeful that insurance companies will become more liberal minded in their coverages involving PN. Like yourself, whatever accommodations we may need to do will be done with safety as a priority. Our main living level is 2 steps off the ground so that is a plus. Be safe and let's all stay positive.