@ammaw52 You would have to ask the therapist what their cash price is. You may also want to ask that question of a therapist who takes insurance to see if their rates compare. Typically, there is a certain payout level from insurance that varies if the therapists is in the insurance network or out of network, so the practitioners adjust prices , so they will receive an expected amount. They need to cover costs of rent and employees, etc. If a therapist takes no insurance at all, they may have high prices. Sometimes insurance companies will dictate what price is too high, and won't sign up people for their networks if the price is too high.