← Return to We miss our Mayo Phoenix... Ever since Medicare kicked in

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@mrfixit

Yup. World-class care, but ONLY if you have world-class INSURANCE.

Been going here 10 years. Once I started on Medicare, you get charged for every little thing. And Medicare will not pay beyond very limited services. Expect LOTS of hidden charges.

Mayo says they will accept Medicare, but as I understand it, that's a real narrow interpretation on their part. They very clearly discourage people over 65.

And after going here for two more years while on Medicare, I thought to ask before treatments as to cost of services, what's covered by Medicare, etc. None of the Mayo providers could provide an answer! Only "make sure you sign that form saying you're responsible for anything your insurance doesn't pay for. " Welcome to open-ended charges. Who does that when hiring someone? Do you give ANY professional carte blanche when billing you for services???

Oh well, time to look for another provider.

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Replies to "Yup. World-class care, but ONLY if you have world-class INSURANCE. Been going here 10 years. Once..."

@mrfixit, you may be interested in this related discussion where fellow Mayo Clinic patients are talking about how Medicare is used at Mayo Clinic.
- Does Mayo Clinic take Medicare? https://connect.mayoclinic.org/discussion/does-mayo-clinic-take-medicare/

Insurance and comprehensive coverage is complex and frustrating. To get more information, you may wish to contact Mayo Clinic Insurance and Billing.

– Insurance & Billing: Contact https://www.mayoclinic.org/patient-visitor-guide/billing-insurance/contact-us

Insurance regulations are different at the 3 campuses and the Mayo Clinic Health Systems campuses in part due to state regulations. Here are the contact numbers for each location.
Patient Appointment Services
- AZ 480-301-8484
- FL 904-953-0853
- MN 844-217-9591
- MCHS 1-844-217-9591

For guidance on what type of Medicare might work best for you, you can contact Medicare at 1-877-839-2675 to be connected with your local Area Agency on Aging where trained counselors can help walk through the options.

Sorry to hear you have insurance issues.
I have Medicare A and B, with AARP/United Healthcare (Med B, plan G). I have had extensive testing, including a cardiac catherization at MC in Rochester. I do have a higher premium than other Med B plans, but my out of pocket is very minimal.
Like many types of insurance, e.g. auto, generally the higher the premium the less deductible and out of pocket cost, and vise versa.
You may benefit from talking with trained health care insurance expert. I have one I can talk with at my financial planners office. AARP my also offer some resources.
Good luck, be well.