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Spouse with cognitive problems and finances

Caregivers: Dementia | Last Active: Dec 30, 2022 | Replies (290)

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@centre

My husband has been diagnosed with “vascular dementia with Alzheimer’s features”, first diagnosed with “minimal cognitive impairment” 8 years ago, following neuropsych testing. My journey is your journey, except we are further down the path.
Please consider this suggestion- find the registration for your car and make sure it is jointly owned. If not, you take it to AAA or somewhere else, get the form to change it to jointly owned, and sign his name yourself. Here in PA, my husband wasn’t required to be there in person to add me.
Then when it’s time to stop driving, you alone can quickly take the car back to the dealer you bought it from, sell it to them (they’ll let you sign his name) and buy another one (unless you already have your own car). He will be mad, but blame it on the doctor. If you keep “his” car, but with you driving it now, this will make him really mad every time it’s time to go somewhere. He will say the doctor is wrong, you are wrong, etc, etc. If you change to a “new” car, he will not feel “ownership” that you are interfering with by being ridiculous.
Next step- go online to your state’s Department of Motor Vehicles or Dept of Transportation and print out the form for surrendering your drivers license due to age or medical reasons (I printed it out at the Library- he wants to see what I’m doing online). Fill it out and mail it in with the license (get that quietly out of his wallet) and they will mail you back an ID card that looks like the drivers license and uses the last photo he had on his. It’s free in PA. This completely avoids the “hand it over” symbolic nightmare. If he notices it’s gone before the ID comes, just say, “I don’t know, but I’ll order you another one”. The PA ID looks very similar to the DL. Then it can be, “Oh, they sent this one instead, the doctor must have told them no more driving for now.” I often use “for now”- my husband accepts that much more easily than “you can’t”. This was his PCP’s idea.
This may sound to you or others as “under-handed”, but the focus HAS to be on what will work, what will keep you and others safe, what will avoid the tornado of fury from someone whose brain is unable to operate and process information as before.
Finally, please consider consulting an “Elder Law” attorney- Google for “near me”, go quietly yourself. They have an extra certification and know the ins and outs of your state’s laws and can guide you to protecting both of you, for the future. It is really, really worth it.
Daily life is a challenge, but I focus on what works now that dementia has moved into our house 🤣 It is hard to let go of the way things used to be.

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Replies to "My husband has been diagnosed with “vascular dementia with Alzheimer’s features”, first diagnosed with “minimal cognitive..."

I thank you for all the information you sent to me.
It is taking me awhile to take in all of it because we have been busy this week.
I like the idea about the ID card instead of a driver’s license. And selling our car
is a great idea, for one reason it is so expensive and then another reason is the next car I buy will be mine.
Finding an Elder Law attorney is something I will pursue soon because it seems to be a protection we will need going forward. I also think a social worker would be helpful. Do you have one available for you?