So......here is your answer. We chose MN. We had been going back and forth between the two homes for 6 years, living and enjoying friends and nature on the river and on the mountain.
1. A huge issue at the time was health care for Jay. It is now also the biggest issue for me.
2. We wanted a home large enough to have family get-to-gathers. We continue to enjoy having to step around toys, games, and dancing grandchildren.
3. In the MN home we have options. The "overflow room" (2nd pantry) upstairs has high counters with room for a washer and dryer when we can no longer go downstairs.
4. We have plenty of room in the main guest suite downstairs to provide space for a caregiver and plan to outfit a kitchenette when needed.
5. We absolutely love living with nature. All year we have migratory birds and lots of ground critters, including our favorite Chippees who we have been training for 4years. There is nothing like watching spring open up with the most beautiful greens. With wrap-around views, a meditation walk, and 7 acres of manicured park-like landscaping, it fulfills the name Adams Landing. We also sold the CA mountain property for more than the MN property would have brought adding to our options by enabling us to hire gardening/landscaping help when needed.
6. We have pursued new activities and met new friends of choice, a surprisingly good outcome.

So, we have been living with this decision for almost 4 years and wouldn't change a thing. And remember, it took us a couple of years to face the decision, outline the risk/benefits and implement the plan.

Good luck to all of you as you face similar life decisions.

May you have happiness and the causes of happiness.
Chris