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@wishingtobepain

Dear Ema,
You are such a sweet, kind lady. I wish we only had to pay $100 a month. My Medicare, which is thru government, costs $182.90 a month. The only reason I am on Medicare at 62 is because I am disabled and unable to work, and have been since I was 47. Normally Medicare is not available until 65 or 67, depending on what year you were born. They keep increasing the age because the government borrowed from the account. While working you pay so much per paycheck to your Medicare account, along with many taxes. The more money you make the more taxes are taken out. I never had to worry about that.
Medicare has a certain amount they pay per procedure, and only pay 80 percent with no limit. If you have major surgery or cancer you will be in trouble with medical bills. We have a secondary insurance thru the union that my husband worked thru prior to retirement. We pay about $1,400 a month for that. It's really expensive. In the USA if your in hospital it costs approximately $10,000 a night and that doesn't include doctors, medication and everything else. It's really ridiculous the amounts they charge and there is no regulations in medicine , so they can charge whatever they want.
Sorry I might have given you too much information, I find it interesting on how other countries operate.
I have traveled some when I was younger. I've been to Ireland, England, Italy, Denmark and Sweden in Europe. I loved to travel, not sure I could sit that long any more. My moms parents both came to US from Ireland, but she had never been. I took her for 2 weeks and we had so much fun. Met lots of moms relatives that we never met before. My mom is 85 now and isn't able to fly because she has blood clot problems and has almost died a few times from them. My dad passed away 14 years ago, I sure miss him.
Do you live close to your family? Are you married or single? It's very nice to visit with you and that's a lot of reasons for these chat rooms. I don't usually respond to anyone unless I think I can give them information to help them. I've had 14 surgeries and lots of health issues over the years. One nice thing about some of Mayo clinic chat rooms is realizing so many people are much worse off than I am, I feel very sorry for them and can't imagine having some of their illnesses.
Take care, chat soon.
Carol

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Replies to "Dear Ema, You are such a sweet, kind lady. I wish we only had to pay..."

Dear Carol,
Thank you for the detailed information on the US health system, - it's way more expensive than I've heard. To be honest, I really think that medical care has to be, if not free, the cheapest service in any country because it's the very basic of a human life. It's insane to think that people end up in a huge debt just by being sick and needing urgent surgery..
Sounds like you had a wonderful time during those trips to Europe 🙂 Very sorry that your dad isn't around anymore. . My father lives in Montenegro, so I don't see him very often unfrotunately, hopefully will be able to visit him this year..It's hard seeing your parents health declining each year and I wish we could live in the same country, but it doesn't seem possible at this stage. My mom and sister live in Prague, I live with my boyfriend, not yet married but we've been together for almost a decade..I honestly don't know what i'd do without them during this health crisis..)
This website is great, helps to put things into a perspective..great platform for people to exchange experiences and help each other..I think I've got more information from people here than from my doctors..:))
Sending hugs and best wishes to you Carol,
Sincerely,
Erna

Hi Erna,
I am so embarrassed that I have been saying Ema. I've had cataracts removed from both my eyes recently and don't have proper glasses until I go see eye doctor the end of June. I'm so sorry.
I don't know what I would do without my husband, he's been thru this very long journey with me. I told him years ago that he could leave and I would not be upset with him. Pain is very exhausting, and affects your entire life.
One of my best friends husband has had many back surgeries, knee replacements and shoulder surgery. Even though he has insurance they owed the hospital a few thousand dollars to hospital. My friend, Theresa was sending them money every month as most people would have to do. One day the hospital called her and wanted all the money then. They actually had the nerve to tell her to refinance her house and give them the rest of the money. She was furious, I forget exactly what she said to them but I know it wasn't nice. I don't blame her one bit for being so angry.
I'm sure it's the same in every country, but there is a lot of greed in the USA. Many people only care about money. As you and I and many others know if you have your health you are very lucky and blessed.
My husband decided to quit taking his meds and going to doctor. He is paying for it now as his blood sugars are extremely high, also his blood pressure. We are quite the pair...
I take my mom to her doctor appointments and take care of most of her medications for her. I do her weekly pills in a container by what time of day to take, etc. She gets a little confused if I don't. I have found pills that look fairly similar in wrong bottles. It's scary that she could make herself sick by not taking properly.
Family is a huge part of my life, mom and I are very close. She'll ask me to do things for her that she won't ask my other siblings.
I hope you get to see your father this year. Tell your boyfriend he is a good man for helping you thru all this health stuff.
Keep me updated on what you find out.
Take care,
Carol