Hi, I'm 67 and had to make that same decision. I decided on traditional Medicare with a Plan G supplement. I am so thankful I did. I am currently trying to get an appointment with NJH and would not be able to easily do so if I had an Advantage plan. The other thing I am learning is that your Plan D (for prescriptions) is also critical. Being on Medicare consumes a lot more of our budget than when my husband and I were both employed. Using an insurance broker to help you pick a plan is a good idea. Check your medical group to see if they have seminars that explain Medicare. That will help you wade through the details. 🙂