@jo Ann K....yes for me NJH was the way to go....l brought a lot of my previous tests which they accepted without repeats.....they examined my whole self.....wholistic....found out that after 30 years...l do not have asthma....other stuff but not asthma...my medicare and supplement covered everything and continues to ….no bills....it is medicine done as it was years ago....and with the specialization in NTM/ mycobacterium section. Had my insurance said NO....l have found one should fight /protest and try to get them to change....it is worth it...they count on people not protesting....see "Sicko" by Michael Moore.....tdrell aka terri