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Ashamed: I think about (and plan for) dying. Do you?

Lung Cancer | Last Active: Jun 18 10:01am | Replies (204)
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@mamawnebel

What happens to people like me that have a life insurance policy that wouldn't even pay for the urn? I have no estate, just a 1-bedroom apartment. I have no money to pay for cremation nor does my family. What do people do when they face this problem and where do I start to turn that around now with life insurance, IF, I can even get it now? I have things written down on who gets what but nothing is in a will. I don't even know if my credit cards have insurance on them to be paid should I die. I made some incredibly bad mistakes about my financial situation and now I'm paying for that and don't know how to correct it at this point. Any suggestions would really be appreciated.

Grace be with you,
Shirley

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Replies to "What happens to people like me that have a life insurance policy that wouldn't even pay..."
Colleen Young, Connect Director | @colleenyoung | Oct 2, 2021

Great questions. You’re so wise to think about death and planning in advance. Family members may not wish to talk about because they can’t bear the thought. But when the time comes, it can bring family comfort to know they are fulfilling your wishes within your means and to not be burdened with guilt of paying more than they can afford.

It’s not easy to find unbiased information from sources that aren’t trying to sell you something. Here are a few places you can start:

National Institute on Aging:
- Getting your Affairs in Order https://www.nia.nih.gov/health/getting-your-affairs-order

AARP
- 8 Tips for Funeral Planning https://www.aarp.org/home-family/friends-family/info-2020/funeral-planning-tips.html

Each of these articles have more links for further reading too.

Mamawnebel, I’ll be interested to hear what you found to be useful.

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