My insurance will pay after I reach about 10 thousand out of pocket. I checked with them and they actually said I will owe about 6 thousand after these appointments (because my hsb also has been sick so we've been paying towards our deductible). So..........I guess I will be on a payment plan for a very long time. That's part of the reason I haven't pursued treatment sooner. My quote for surgery alone was almost 82 thousand. Unfortunately, I've started feeling so poorly that I'm having a hard time working but I continue to work as much as possible, and as much overtime as I can. Honestly, I have felt that it's a lost cause at times, that it would be better if I just died and then we wouldn't have to worry about the financial part. How's that for honesty! I get very frustrated but know I should be thankful to have insurance. But, I pay $500 a month for my insurance and then my co-pays, deductible, etc. Depressing.