Rory. I would strongly recommend not doing anything until Covid is under control. My husband
had TKR Oct 27. Then had a revision due to suspected infection(extreme pain)
He contracted Covid in hosp or rehab center, and it has been a nightmare Hospitalized 5 times. He is just starting to feel a little better. Lost 30 lbs. No appetite. Does not sleep well. Huge setback on knee PT. Kidney damage due to antibiotics (high creatinine level) which I had to administer by PICC line. He is 78.
Wait till corona is not a risk.
I think one is able to change from Medicare and a supplement to an Advantage plan at any time. Not just during open enrollment.
Joan Flynn