Hi Chris @artscaping -- I was in a hurry and did a Google search and grabbed the first one that I saw. There are better ones but this one was easy once I figured it out - just don't sign up for stuff by mistake. https://www.photocollage.com/

Click the browse link
Upload the photos you want
Click "Auto collage" in the top menu bar
After the pictures are put into the template, click Collage in the upper left corner for the drop down menu
Select Save as image SD or Save as image HD (I chose HD and then used my photoshop program to resized the image - made it a little smaller)

I found another one that may be even easier and it's free also - https://spark.adobe.com/make/photo-collage-maker/

Happy Thursday my friend!