I am selfishly wishing the cruise would be cancelled or that they (NCL) would find out we won't be able to port and allow us to postpone. I would be fine staying in our cabin (balcony) when we stop in Mazatlan or Puerto Vallarta, but booked a private fishing trip for Cabo. It is the one thing he can't wait to do.
As of now, we would lose the cost of cruise/air/and fishing deposit if we canceled. Which would be insignificant if he were to get sick. On the other hand, we would lose more than that with our minimal investments if everyone starts to panic and stays home.
Regardless, in addition to his VA, Medicare (he is 70) and supplemental insurance, I did take out a travel policy that covers any medical or emergency evacuation for the two of us, long before this virus was known. He has had AFIB, but had a successful ablation one year ago and usually breathes better on vacation than he does here in cold MN. We cruised in December and January, practicing all the safety precautions: never go in a pool/hottub; always use sanitizing wipes (and I'm still stocked up) on plane and dining; etc.. We have done quite a bit of traveling during the past few years and neither of us have gotten sick. But.......
I wish there was a clear answer! What would you do?