The Mayo does not accept my insurances (I have Medicare and Tricare for Life) ... but Mayo is working with them. My part to pay is just a bit more than what it would be if they did accept my insurances. Talk to someone in financing at whichever Mayo Clinic is nearest you. Some of the doctors and NPs accept insurances that the Clinic and hospital do not. My NP accepts at least one of mine. My hubby handles all that so not sure if it is just one or both she accepts.