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Terri Martin, Volunteer Mentor (@windwalker)

Applying for Disability

MAC & Bronchiectasis | Last Active: Jun 4, 2019 | Replies (27)

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@windwalker

@tamarrillo2 Hi there. Thank you for responding. The supplemental laws vary from state to state. I could not buy it in Arizona or South Carolina, but was told I could in Florida, but I would have to switch over to Medicare Advantage. I do not want to go with Medicare Advantage because it is too limiting of coverage with my rare lung disease. So far, I am doing ok with paying the 20% copays. They still come out cheaper (thus far) than paying for the secondary insurance even if I could buy it. (I know that can change)

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Replies to "@tamarrillo2 Hi there. Thank you for responding. The supplemental laws vary from state to state. I..."

Hi! 🙂
I didn’t realize each state is different. Good you’re only having to pay 20 %.
My secondary insurance has been through my husband’s work for many years. They are now going to switch to Kaiser insurance which would not work for me to keep all my doctors. I have to figure out a supplemental before the end if the month. I have many medications so I’m feeling a little nervous about it all working out ok. I turned 65 in September. I’m worried if I will be penalized in any way for not getting a supplemental sooner but I will know soon enough. I will call a local State office here to get more info. 🙂

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