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Applying for Disability

MAC & Bronchiectasis | Last Active: Oct 22, 2023 | Replies (38)
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@tamarrillo2

Hi Terri,
I was just reading about Supplemental insurance plans (Medigap) because I need to get one now. I am 65 now but my understanding is if you have both Medicate A & B due to disability, you can add a supplemental plan prior to age 65. I’m going to call my areas state office tomorrow for more info. I am in Oregon.

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Replies to "Hi Terri, I was just reading about Supplemental insurance plans (Medigap) because I need to get..."
Terri Martin, Volunteer Mentor | @windwalker | May 16, 2019

@tamarrillo2 Hi there. Thank you for responding. The supplemental laws vary from state to state. I could not buy it in Arizona or South Carolina, but was told I could in Florida, but I would have to switch over to Medicare Advantage. I do not want to go with Medicare Advantage because it is too limiting of coverage with my rare lung disease. So far, I am doing ok with paying the 20% copays. They still come out cheaper (thus far) than paying for the secondary insurance even if I could buy it. (I know that can change)

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