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howardrlewis avatar

Medicare Advantage plans

Aging Well | Last Active: 5 hours ago | Replies (51)

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Profile picture for Denise @denisestlouie

@tsch It would be difficult to have Medicare plans for 35 years. They originated in 1997. They are not built for patients or providers. They were designed for for-profit companies like UHC and Anthem to make money for shareholders. They take way choice from the insured and put them in HMO environments. They are not good for anyone who could face a serious illness that has to be managed over time.

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Replies to "@tsch It would be difficult to have Medicare plans for 35 years. They originated in 1997...."

@denisestlouie
I think you misunderstood or I was not clear. My husband and I, each 83 now, have had advantage plans since age 65, in 2008. That is 18 years for each of us on an advantage plan. That is why I used the number 35 for our years with this insurance. I agree, advantage plans are not for everyone, but they have been fine for us, and we have always had a PPO, so our options are not as limited as with HMOs.