@copyman Yes - 8% is a whole lot…many poo-poo a single digit advantage but if you were investing your $$, would you go for the 10% return or the 18% return?
True, the higher return comes with some risk (SE’s), but they are usually not permanent and there are tried and true ways to overcome them.
I think your RT and ADT regimen will totally do the job…Best,
Phil