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What insurance is accepted at Mayo Clinic?

Visiting Mayo Clinic | Last Active: May 13 8:42pm | Replies (28)

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Profile picture for Linda, Volunteer Mentor @walkinggirl

@flrvingbob Your post informed us of many things we all need to know. But please note that your statement: "Advantage Plans ARE NOT Medicare. They are private insurers who are paid by CMS to manage your healthcare based on their own rules and policies.....they are FOR PROFIT so they are the LEAST PAY.... These plans are selected by YOU, in many cases at the attraction of lower costs." That is true when they are purchased from the big insurance companies. I've had 2 Medicare Advantage Plans over the years that are both non-profit. No big insurance company is involved. When the Advantage Plans are former employer group plans accessed through retirement benefits, places like Mayo in Rochester fully accepts them, my copay for 2 days of tests, surgery and a 5-day hospital stay including medications was about $450. Yes! people need to do their own insurance checking. My cardiologist referred me, sent tests and all the rest, I was accepted as a patient within a couple of weeks. Having your doctor do the referring is the best way to go.

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Replies to "@flrvingbob Your post informed us of many things we all need to know. But please note..."

@walkinggirl Don't wish to debate, ok yes a few "advantage plans" are not "self-selected" and may be employer "self-insured" managed care plans but are not in any way to be mistaken for CMS Medicare. Employers, especially local governments contract with third party administrators to manage "self-funded" plans....and yes, control costs. And while I also understand that Mayo MN does accept some "managed care" plans, there are underlying reasons that may be state related or otherwise. Fact is neither Jacksonville or Scottsdale accept "managed care plans" as I get both letters every year warning me. The upshot is this question should be directed to Mayo directly lest someone has false information and thus false expectations......

The point is "personal details and outcomes" are not relevant, but encouraging a direct path for factual data gathering is. There are thousands of "health care payment plans" out there. Only Mayo's financial responsibility office can tell someone if a particular "payor/plan" will be accepted. This forum should discourage sharing of conjecture, anecdotal information and hear-say and encourage direction to the proper mechanisms within Mayo Clinic.