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What insurance is accepted at Mayo Clinic?
Visiting Mayo Clinic | Last Active: May 13 8:42pm | Replies (28)Comment receiving replies
Before you switch from an Advantage plan to traditional Medicare make sure you can get and then afford the premium for medigap coverage if you so desire it. Medigap coverage is not a guarantee when you switch from an Advantage plan and you may have to pass a physical/health exam. If you reside in IL there is a free program called SHIP to help seniors navigate the pros and cons of traditional vs advantage plans. Call your local hospital since most have SHIP counselors.
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@momma2lucy and all.. Great information! Also, SHIP is in most states, if not all.. It may be a federal program, not sure. I highly recommend checking them out. Very helpful!
Also, Medigap can be highly expensive, depending on your age and your health issues. There is a state cap on Medigap premiums, at least in Florida. I know if you are using Medicare due to your age, if you make a change during the end of the year months for easy changing plans, you can get a supplement or switch from Advantage with no penalties. That's the time probably to make your changes. Suffer it out until then, and change easily to the best coverage.
Blessings, Elizaeth