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What insurance is accepted at Mayo Clinic?
Visiting Mayo Clinic | Last Active: May 13 8:42pm | Replies (28)Comment receiving replies
@ess77 This is not true. I’ve been on Humana for about 3 years. I can Dr with anyone and don’t need to get approval. With regular Medicare there is a $1600 deductible every time you are admitted to a hospital. Don’t have this with my plan. I also have some dental coverage and a $25 payback toward monthly cost. I’ve recently read online that our entire Medicare system could go to Advantage plans
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@retirement75 and all... Be careful what you read and accept as legitimate. I am pleased you were able to see your doctors and get care. That's wonderful. Have you had any serious illnesses since on Advantage? Were they covered easily? I hope you didn't, or if you did they were. My understanding that is not the case.
I have no payments, no co-pays at all with Medicare... Because I have a supplement plan that covers anything Medicare does not pay. Medicare pays maybe 80% or their agreed upon cost for the visit or procedure. You are responsible for the other 20% not covered by Medicare. It has always been that way.
I purchased a Medicare supplement plan that is good for me as a person with multiple health issues. It pays everything not covered by Medicare.
If you research plans available, you can get one suited to your needs to pick up whatever costs Medicare doesn't cover that you may not want to be responsible for. Otherwise, you are are responsible for the 20% they don't pay.
I have dental coverage and eye coverage with my supplemental insurance plan. And, I also have a dental plan through a Mutual of Omaha, as well as pharmacy with Humana. We have to cover what we want covered that is not paid by Medicare.
I'm not an expert other than for myself. I can not advise anyone about any of this nonsense, but I do as a patient in our system, advise you to really look carefully, fully and deeply asking lots of questions from qualified insurance experts to get the coverage you want and need.
However, I do not believe Medicare will go to Advantage plans. I do think many rumors and such are on the internet by folks with motives other than expertly assisting the elderly and disabled to make wise decisions in coverage. So, I am very careful where I get and accept information. The Mayo Connect site is an excellent way to find others who have experienced similar concerns. You get varied opinions and from the mentors, especially, I find we get excellent information that guides us to do our own solid research and make solid decisions.
Wishing you well on this journey, Elizabeth