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What insurance is accepted at Mayo Clinic?

Visiting Mayo Clinic | Last Active: May 13 8:42pm | Replies (28)

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Profile picture for ess77 - Elizabeth @ess77

@seniormed and all... Mayo sent a notice openly stating they do not accept any Advantage insurance plans. In fact, many doctors and most hospitals as I understand it do not accept Advantage Plans either. They deny many claims so Mayo ends up not being paid for services rendered.

Advantage plans may be wonderful for folks who have nothing wrong. Folks who are healthy. But, if they have a serious illness and need serious, costly help, it may not be available. I researched when they first came out and stayed far away from them.

I do know if you switch to Medicare, not Advantage, just Medicare and supplement or whatever, they will accept you as a patient. I suggest you research this yourself. Contact your Advantage Insurance carrier and ask specific questions and get specific answers. They will tell you how the system works if you ask... they want to sell you their plans, but they are required to be honest and I would simply be clear about what you need to know.

Then, ask them or contact Medicare to find the best route to switch back to regular Medicare. This is not Mayo's fault. It is an insurance issue that these plans knew about from day one. As consumers, if is our responsibility to ask questions, find answers, and do our own research before we make such changes and find ourselves in a pickle.

My health care is primary for me and I check with Mayo and other doctors before considering any changes. I called my pharmacist when I was considering various pharmacy policies.. He was helpful. I have Humana and love it. I is a good plan and pays well, covers most of my needs and seems to be a good company. But, I would not consider a Humana Advantage, or any other Advantage plan.

Also, suggest you are clear to ask all companies you where you inquire if the plan is an advantage plan. It may have a different take on the name... Just be careful. Be wise. Be your own advocate. Research.

Blessings, Elizabeth

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Replies to "@seniormed and all... Mayo sent a notice openly stating they do not accept any Advantage insurance..."

@ess77 This is not true. I’ve been on Humana for about 3 years. I can Dr with anyone and don’t need to get approval. With regular Medicare there is a $1600 deductible every time you are admitted to a hospital. Don’t have this with my plan. I also have some dental coverage and a $25 payback toward monthly cost. I’ve recently read online that our entire Medicare system could go to Advantage plans