My hubby eventually got to where your husband is. He could not keep up with his money. Like you, I had done everything necessary to protect our accounts, but he got to where he couldn’t keep a wallet because we spent so much time looking for it. We put an air card in it to keep track of it, but it still managed to get lost. Now, I give him money when he needs it (like when he goes to lunch with his brothers) for everything else I am always with him. Sometimes he makes comments that he doesn’t have any money, but I reassure him that he does, and all he has to do is let me know what he needs and I will give it to him. That’s working for us for now.