@kayraymat
I agree with you that some assisted living places and also independent living spaces are hell holes. I visited a couple of independent ones. I do not believe they can deliver what they promise. They are run by corporations that are only interested in the bottom line. They are unable to pay a living wage to really qualified help. They are small. I would not have been able to take any of my own things with me. My career was working in law offices and for the last 23 years I worked for a probate and trust specialist. So, yes I have the whole package, which includes, trust, will, directives, etc. We were not cheap but you know everything was done and done correctly when you left our office. I live in our home. My husband died 4 years ago. It is much cheaper than a tiny set of rooms in an independent facility. I have slowly been saving up money in a savings account. It doesn't make much interest but it is instantly available. This money will be used to pay for caregivers should that be needed. Right now I am 91 years old and in good health. My trustee is in agreement with me not to place me in such a facility. Unfortunately many people are "cheap" when it comes to paying for things that are for their own good. Instead of paying for a qualified trust attorney, they will go to these places that advertise trusts for $500.00. You cannot get everything you need for that price. And you don't even know if they are experts in that field. So I would end by saying investigate everything. And if you need to make a trust, go to someone who is qualified and pay the price and know that your heirs will not have to pay out estate money to clean up the mess you left behind.