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@standinginfaith TOD can also apply to bank accounts… the larger ones can be divided up and designated for certain people as you wish…I did several, for several family members…probate is expensive and can be slow as well…some people chose different kinds of trusts….as to the stuff in your home, my lawyer says if it isn’t specified to pass on to someone, there are estate sale companies that can help with that…presently, I am trying to clear out things while I’m still here, get them homes with people who need and can use them. Slow, gradual process.

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@nycmusic Thank you!! Great news!! (I already have the beneficiaries designated..as I have almost "gone on" several times).. all started with one antibiotic that blew a hemorrhage in my stomach Dec 19 2019..and.. wow!! Been healed of alot of things... but I'm growing weary of the battle.. so I am just going to let people take what they want .. the only thing specified is my dear husband's flag.. David.. cancer causality of the VA June 16 2011..100% DAV Vietnam Vet (volunteer.. Army Infantry Lai Khe 68-69.. yes .. I miss him)..I'm 71 and as he told me "ready to go"..