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@heyjoe415 We're believers for many years. This is my first RMD year. I too have learned what influence I have and while it can be frustrating, it seems to help understanding it. Got it from a therapist after the world got too busy for me and I learned about anxiety and pills. Fortunately it worked out okay and the big company I worked for was generous with their benefits. These writings are helpful at times but I'm at a point where I can't remember things like I used to. Mainly nouns, things, names and people etc. I leave things out and don't take the time to reread what Ive written. Love it how the computer helps fix it. Well have a great weekend, I'm off to do chores. John I've never used emojis, is that odd today?

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Replies to "@heyjoe415 We're believers for many years. This is my first RMD year. I too have learned..."

Hello John!

Wow how very similar our stories are. I battled depression, anxiety, and panic attacks since I was 18 back in 1972.

Back then there were do anti-depressant drugs, just stuff like valium that they would never give a teenager. My parents didn't get it, our Dr didn't get it.

I was told by our Dr that it was time for me to "paddle my own canoe." Those words hurt to this day. But my parents and our Dr simply didn't know any better. They were working with what they knew and their experience. To them, I looked like someone who was a candidate for an asylum. I learned quickly to keep it hidden. Fortunately, there weren't many panic attacks, but depression was fierce at times and a total mystery.

They convinced me I must be the problem, and I suffered under that misconception for a long time. I took up marathon running in my 30s and 40s, and that helped. Then I stopped in 1999 and the anxiety and depression roared back. I finally asked for help from a new Dr, and he helped me immensely.

As for forgetting things, now that I'm 71, that's pretty much a daily occurrence. I do read a lot and stay physically active - in the gym everyday. So I have a lot to be grateful for.

As for RMDs, unless you're comfortable handling that, I'd turn it over to a tax preparer to determine what needs to be withdrawn and when. I do our taxes, and while we are two years away from RMDs, they are very confusing.

And your writing is very good! Spellcheck does help, but you still have to get your thoughts in writing and you do a great job.

Thanks John! And Happy Thanksgiving!

Joe