@debbie1956 Thank you for your post. I read the study; I may be wrong, but I believe it focuses on women who are CONTINUING estrogen therapy past 65, not just starting it. I believe it also focuses on estrogen, not estradiol, and on oral rather than transdermal. This is the only line that actually commented on women over 65: "Dr. Streicher says women who would like to start HT after 65 should be counseled on individual risks and after cardiac health is evaluated. But, she notes, this study did not address that." Most articles reference the WHI study, which uses oral estrogen, not transdermal estradiol, and progestogen rather than micronized progesterone. So...still looking for that article. 🙂 Thank you again for your sharing of your knowledge.