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DiscussionMighty pricey, this Prostate Cancer stuff.
Prostate Cancer | Last Active: Nov 1 10:28am | Replies (41)Comment receiving replies
Replies to "I've seen a lot of positive comments here in the forum about Medicare Advantage (part C)...."
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@northoftheborder I have not seen the program you mention, but I turned 65 last January and went on Medicare. In the months prior to that as I researched the various options it became clear from various reports that Medicare Advantage plans were just like most (all?) health insurance plans, less expensive and great if you're not sick. But if you actually need to use the plans you fall into the same problems with private insurance: limited provider network, having to get referrals for specialists, having to get pre-approvals for most procedures and then the possibility of denials. A year prior I may have been tempted by the considerably lower rates, but with a Pca already having been diagnosed and researching treatment options I decided traditional Medicare with the best medigap policy was the only option: very low deductible, go to the doctor of my choice (almost everywhere accepts traditional Medicare, not so with Advantage), and great coverage. I went through 28 proton treatments, and with everything that was involved with that my total bill was approximately zero ($94.08). I did have a $2,000 deductible for the Orgovyx, but that was it. I know that the billing was hundreds of thousands of dollars, as discussed earlier in the this thread.