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Helen, Volunteer Mentor avatar

Does Mayo Clinic take Medicare?

Visiting Mayo Clinic | Last Active: Oct 27, 2025 | Replies (140)

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@naturegirl5
I can add to this post with my experience with Mayo Jacksonville.

Yes Mayo Jacksonville does take traditional Medicare (known as original). However they only take a certain amount of patients due to authorized dollar amount Medicare will allow Mayo to charge. Medicare does allow Mayo Clinic to charge more as are listed as Speciality Hospital. However it is far below what other insurances will be allow to be charged.

Medicare advantage is not original Medicare. When you chose an advantage plan you remove yourself from Medicare and now under the insurance company you chose. Most of those are HMO types and/or limits what will be covered and paid for and Mayo does not accept them.

Mayo will accept some advantage plans but is limited. So best you call insurance at the Mayo you are going to. Or contact Mayo using the web site mentioned to get specific information on Medicare and if they take advantage plans.

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Replies to "@naturegirl5 I can add to this post with my experience with Mayo Jacksonville. Yes Mayo Jacksonville..."

@jc76 Thank you for your additional information, in particular, about Mayo in Jacksonville where you receive your care.

I'd like to add something. When a person signs up for a Medicare Advantage Plan they are handing over their Medicare health care to a private insurance company. That private insurance company, under a variety of regulations including state regulations, is now managing your care. What that means is that the private insurance company, say Aetna, contracts with Medicare, to offer health insurance to those of us who are Medicare eligible. That is Part C of Medicare.

In addition to calling Mayo Clinic to find out if they take your Medicare Advantage Plan I suggest calling the phone number of the back of your insurance card. Ask the insurance company if Mayo Clinic in whichever state you plan to go (Minnesota, Florida, or Arizona) is "in my network".