@yardsend Thanks again, Sarah. Still not clear on what the Blue Shield policy you have is that is working. Just Medigap? Not a PPO? The reason I am belaboring the point is that on UCSF site where they list accepted insurances, they only have HMO and PPO listed under Blue Shield, and then there are UC plans for retirees of UC system. The billing department said that even if UCSF accepted a plan the individual provider might not accept it, so I called the pulmonary department, which said billing was wrong and no one seemed to be able to say for certainly what was accepted, though THEY said providers don’t accept it r fail to accept plans. So I’m in a conundrum.

Can you tell me more specifically what your Blue Shield insurance is that works for Zha’s practice? Was it part of a retirement package? What is it called? That is what I need, and so far the hospital has sent me on a wild goose chase. I have always worked for myself so never had medical benefits from a workplace. Thank you, Sarah! I know the part D is different and I will need something that covers all the MAC treatment drugs like you do. Whatever makes those costs less prohibitive. Kaiser has helped destroy my health and there is no way that I will stay on.