@mrjohnwebb My husband recently moved into independent living with Care. I know of a woman who did exactly what you suggest; she divorced her husband in order to protect herself financially. When I first heard this, I thought, No way would I ever do that. But maybe I should think again. I love my husband and he loves me and I'd feel like I was somehow betraying him if I were to divorce him in order to take his money. His retirement is much more than mine, so it really is his money. I owe him so much, more than love even, and I want what's best for him first and foremost. He doesn't want to be where is is now and talks about coming home every time I see him, which is practically everyday, but he had a serious fall that put him in the hospital for two weeks and rehab for two weeks, and I simply can't care for him at home, as I have health issues myself. (aortic aneurysm and RA) I miss him terribly and had planned on both of us aging in place, then he had the fall that put us in crisis mode. He's in a good place, run by wonderful people. He has everything he needs and I can visit all the time. The whole situation is incredibly depressing but this seems to my, my family, and my friends to be the best option. He has Alzheimer's and will only get worse. At least now he's safely in a place where he can remain and won't have to go through the whole miserable transition all over again when things get worse. I feel quasi-guilty when I read about devoted spouses caring for their loved one at home. My son-in-law's 80 yr. old father cared for his wife with Alzheimer's at home until she died. I don't know how on earth he managed it. I know I can't do it. Love has nothing to do with it. Of course, I want my husband at home. I want to do all the fun things we used to do. I'm so sad and can't imagine ever being anything else, but I'm doing what I believe is best for both of us. Divorce may be a bridge too far but perhaps I should consider it? I'm my husband's beneficiary, so the money will come to me anyway if I survive him. Thoughts?