@shandra

I was and am but Unitedhealthcare got in the way. They denied coverage on the grounds that it wasn't medically necessary. Bullcrap. I have spent the last two days yelling at my retirement plan and UHC. I finally got in touch with the Executive at UHC charged with overseeing its contract with the Arizona state retirement system and she says she and her clinical team are walking it through the appeal process. I expect, and am hoping, that it will be approved on Monday so I can have surgery on Wednesday.

If I don't get approved on the appeal, I plan on suing UHC for fraud and deceit, challenging its license at the state insurance department for the same reason and trying to get a seat on the retirement board which would oversee the contract with UHC. I am a retired NY rackets prosecutor whose last case was at the time the fourth largest bank failure in American history so I know how to navigate complex corporate systems and I will be locked into my own house because I can barely walk. Lots of time to pursue these remedies.