Thank you bclane.
Our savings accounts have us as joint owners. The house is in both of our names but I am not certain that is with the right of survivorship, just as husband and wife.
My big concern is his IRA, which he started to contributing to as a 401(k) plan only after we married. As long as he worked, the gov. said that I, as spouse, had to be beneficiary. When he retired he was required to roll it into an IRA and while I currently am the beneficiary, I know he wants to leave something to his kids and that the IRA can be changed at any time. THAT is the largest amount of our savings and he only was able to do it by being married to me.

As for the house, I owned a home that was almost paid for when we married. I never intended on moving nor putting his name on the title. When his company transferred him I had to sell the house and that was what we bought the next house with, and what we purchased this current home with...money from my original home.
Yeah, I should have done a prenup on the house, but as I said, I never intended to move and who knew that his company was going to move. The money from my home paid for the home where his company moved, and that money paid for the home we currently are so we don't have any mortgage.