Do you have friends or any other connections in an area that you do like?

Take a look at a previous post where several resources were mentioned. I found them very helpful for finding individuals in any area who can assist with care, planning, and suitable communities….
There are many of us facing the same future! Take care.

A senior co-op is a community of senior living together in a big condo building. People pay for a share so they can live in a unit. Then there's a monthly fee. There's activities and community spirit. I'm planning on getting a unit at 7500 York. That was the first senior cooperative. It started in Minnesota. Most are 62+ but this one at 7500 York is 55+. Maybe you could move to Minnesota and join a senior cooperative.

@mercuryrose: If you are able, I suggest you visit all the Retirement Communities you can to find out what services your income will buy.
I live in a CCRC Independent Living with continuing care until I die. This gave me the peace of mind about all the “what ifs” in future life. I made this decision 10 years ago and am so glad!
I was like you, thought that I would never afford all the luxury and quality of life I have today, but you will never know if you don’t inquire & compare the services offered, quality of food & cleanliness, etc. Yes, you need to pair down your “things” that we all accumulate, but you can do this (estate sale of your big furniture and extras is what I chose - I took what I needed to be happy in a smaller space & after sale I had an envelope of cash)! You can do this too!
Best to you… dbamos1945