I will be 91 next month. I am fortunate to still have all my marbles, can and do take care of myself and I can drive. Even though I have two children, they will not take care of me. So I did a little research. I visited a couple of places that have INDEPENDENT living as I do not need assistance. The staff were very nice but I cannot live in that kind of setting. For what I could afford, the apartments are small and my bed would not even fit in. Since I spent almost all of my working life as a paralegal, my husband and I have a trust. Tomorrow will be four years since his death. Very hard for me. We were together for 62 years. At first we had one of our sons named as trustee to wind up the estate after my death, but bad feelings have erupted between us and I no longer want him in that position, nor in my life. Again, I did research and found a fiduciary trustee. I interviewed her and liked her, so had my last boss (worked 23 years for her) make the proper amendment to the trust documents making her the trustee, and also disinheriting my son and his family. In my view a trust is the way to go. All my assets are in the trust so it will be easy for the trustee to distribute. A Will requires probate which can be expensive and it is a public document. Anyone can go to the courthouse and request to look at your file. I also find that for the most part too many people are cheap. They want to protect their assets but they do not want to pay for a qualified specialist. As in all things, you get what you pay for. My attorney is a specialist. She has expert knowledge and you have to pay for that. And believe me she has no lack of clients because she is recommended. So who will look after me? Hopefully as my trustee and I have discussed, if I do get to that point, I will have someone come to the house to look after me. I will get personal attention. In the institutions, they cannot get experienced help so have to hire whatever they can get. At close to 91 I can't know how much more time I have, but so far I can do whatever I need to do. Hopefully that will continue until the end.