Pretty much divided it 50/50. We own the home we both live in now. I took the land because I plan to stay here; he will be selling the house. I have designed a VERY small home to be built on the land.
Cannot sell the land because I would lose so much money in the sale; we purchased the home in the real estate market bubble of 2021. Part of the reason I bought the land was I was going to do Christian counseling and recovery for abused women. I had designed a larger house so I'd have more space for group counseling, etc; but that went out the window as I simply cannot afford the larger design now that he has decided he is leaving. 3-4 years have been put into this goal...but then he tells me he has "other goals" now and doesn't like my goal any longer.
Wish I could put a modular home on the land, but it has a private covenant that requires a masonry home. Thank heavens it doesn't have a minimum size requirement because the new design is only 875 sf. Have been searching and searching for a contractor to build for less than $300. a square foot...
The thought just occurred to me, perhaps I should go church to church in town, asking pastors if they have any trustworthy contractor types who want to build it for $200-250 a sf because that is my high end budget.
Good thing is, spouse can't sell this house before I get that house built. Unless he gets a lawyer and gets impatient waiting for me to get this house built.
Neither of us wants a lawyer. Lawyers charge $400.00 and hour. I simply do not have money to get a lawyer, neither does he want to get a lawyer.
@slarson14 I am sorry you are going through all of this! It is hard aging as a single person financially. I understand. I have thought about much of the same, but from a slightly different perspective. I am almost 64, long time divorced and working full time, but don’t know if I will ever be able to afford to retire. I have been afraid to get into a long term relationship or married because of the very situation you find yourself in now. Even if one was able to have a roommate or roommates (golden girls style) what if they left for some reason and one couldn’t afford the household expenses. Inflation has been so hard on everyone in the last 4+ years. Health is also a factor. It sounds like you, too, are a survivor and have inner strength drawing on your faith. Just replying to you has made me realize that there is always a way. In my job I speak with many people in financial difficulties, and cannot imagine how some survive on so little. It can be done. I will pray you find work and peace in your situation. Do you have family near? Maybe like you said, getting involved in a church could lead to more connections for several aspects of your life, including employment. It is my experience that when we are at our weakest He is strong for us when we call out to Him. Hugs and prayers!