Good Morning. I live in Prescott Valley, and formerly in Yuma. When I was establishing a new PCP here in Prescott my new Dr. had me complete a lung screening and it came up with a suspicious lung nodule. He set me up to complete a PET scan here, but I told him to send that to Mayo. Then Mayo contacted me and requested that I get some other documents sent to them as well. I did that right away and then they called me to set up an appointment with a Pulmonologist there at Mayo. From there on all the rest was completed at Mayo. My husband wanted to go to Mayo for something else, for himself, and they denied him. We both had the same insurance. My opinion is that if they feel it can be handled by a local specialist in your own area that is why someone may be denied. But, when it came to another health concern of my husband, he had his Dr. send info to Mayo and he was accepted. So, it wasn’t due to our insurance. Hope this helps.