I'm so sorry you are having such a problem and then to have insurance issues too! Celia16's suggestion of talking to a financial counselor at your medical facility is a very good one. They often have some good programs that will help.
Also ask God for help. Just talk to him like he's your best friend and he is! God can stop the pain and straighten out the insurance problems. I'll say a prayer for you too.
I wish you the best.
PML