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Denise,
I just wanted to let you know that you don't have to tell every creditor that your husband died; thus giving yourself some time to get your finances in order. Some will know from Social Security or the government but not all. So take your time and pray about it. Of course, things will have to be paid eventually but having time helps. I took my time informing creditors when my husband died because Social Security and my husband's pension didn't happen for a couple months! They even stopped my Social Security because I would be getting my husband's. But that didn't occur right away. I was living totally on our savings!
I'm so glad we had some! When the pension and social security did finally occur 2 months and lots of phone calls later, things were alright and I could pay what was owed. Also if you didn't have a joint account at the bank then the bank can "hold" the account. I don't know for how long but when I found that out in my research it was frightening! However, we did have a joint account so it was OK.
I'm sorry your son is having such a hard time with his father's passing. Just remind him that his father is up in Heaven with God and Jesus and out of pain and that eventually he will be with him again.
I wish you both the best at this hard time. I'll say a prayer for you and your family.
PML
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Thanks for your caring words. I may be in financial trouble because did not have a savings. And our checking accouts were not joint. They told me they would need a death certificate and a copy of the paid funeral bill. All his credit cards were in his name only. I hope I don't have to pay them because I can't. I have my own bills to pay and there is not enough left over to pay his. I will pay some of them but that will be when all the financial things get straightened out. If it takes two months to straighten the financials out, I don't know what I will do. I do have a pension but it won't cover all the bills I alone am responsible for. My husband only contributed 700 dollars towards the household bills because he spent most of what he had left on cigarettes. I pay the mortgage, electric, (that alone came to over 800 dollars) homeowners insurance, the taxes and I paid for the life insurance. I am also paying the bills for the new roof we just put on last november. Plus my own credit cards. But it was doable as long as I was getting my social security. Oh, well. God will see me through and if I get in a jam my family hopefully will kick in. Take care and thanks for the advice. (I think lol)