Hi,
My husband recently died in July. We had pre-planned our will years ago and I'm glad that we did. We only wanted cremation and that cost $4000 for the both of us 15 years ago! We didn't plan a funeral simply because everyone we knew and all our family members who cared at all are all dead. So, who would come? (I'm 78 and my husband was 83 when he died.) One nice thing that the funeral home told us bout was that since my husband was in the military, we both get our ashes placed in the military cemetery with a plaque for free! Also be sure and arrange that quite a few death certificates are included in the cost of your will. They can be quite expensive if you have to purchase them separately and you never know who will want a copy. Try and find a funeral home that is privately owned. My friend dealt with a large corporation funeral home. She paid for everything up front. A few years later, they wanted another $6000 from her for the same service!

It's good to plan ahead but say a prayer that you won't need any of this for many years! I'll say a prayer for you also.
PML