Consider yourself fortunate, what is your plan? And what are your requirements for preapproval for visits and tests??? What are your copays?
And every year you must check to see if your providers are STILL in your plan.
....I have original Medicare with a Medigap plan and am a patient at Mayo. I self-referred myself to Mayo when my local CT scan showed possible lung cancer. I went from an abnormal chest x-ray to lung cancer surgery at Mayo in only seven weeks with Thanksgiving and Christmas in-between. I do not need preapprovals for anything, and I self-refer to a specialist for any health issues I have, I have never seen a bill. My Medigap premium while expensive is well below the max about $6000 out of pocket costs with a Medicare Advantage plan. With my health issues I would go over that max!!! I do not need to check my plan annually because I can go to any provider in the US who takes Medicare, no network issues!
Follow Beckers Hospital Review...they track providers dropping Medicare Advantage plans