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Replies to "It has been my experience that the days of zero or very low copays for Part..."
Osteoporosis & Bone Health | Last Active: 23 hours ago | Replies (34)
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It has been my experience that the days of zero or very low copays for Part B expenses in an Advantage non-HMO plan are long past. The last time I paid a Part B 'copay' it covered the entire 'allowed amount' for the procedure.
It may still be the case with other Medicare 'plans,' but I would be interested in knowing which 'plans.'
Do you know of any comprehensive chart comparing all plans? The online comparison effort by the government is less than helpful.
Replies to "It has been my experience that the days of zero or very low copays for Part..."
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Sadly there are no comprehensive comparisons. One reason is that individual insurance companies are regulated by the states. Even within a state, one company can create dozens of policies, each with slightly different qualifiers, copays and coverage. Then there are "no premium " plans vs those that carry a monthly premium.
For many of us, plan time means hours comparing policies using spreadsheets or pencil and paper, and trying to predict the future. We know couples whose premiums range from zero to $1200 per month!